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Why you should consider the Prepaid Visa Card

Why you should consider the Prepaid Visa Card   by Smith

in Accounting   (submitted 2010-01-27)

0

votes

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Most people do not consider the prepaid Visa card as the great tool that it is. Many great reasons exist that one should consider before one tries to obtain a regular card. A prepaid Visa card looks just like any other credit card and can be used anywhere a credit card can be used.
All you have to do is load some money on the card and you are ready to go. It is easy to load
money on a prepaid Visa card and can be done almost anywhere including places like grocery
stores or even the US Post Office. You decide how much money you want to put on the card and
you control your credit limit because of this. If you have bad credit, you do not have to worry
about this. Your current credit history has not effect on your ability to get a prepaid card.
You do not have to worry about over spending because you cannot spend more than you have put on the card. For those who have some difficulty with budgeting, this tool can be a great learning tool. If you have teenage children and want to help them learn to manage their money, the prepaid Visa card is a great tool to help them prepare for dealing with their financial future.
When traveling in other countries, you can avoid carrying cash or traveler's checks by using a prepaid card. Students at college can also take advantage of a prepaid card as well. Parents can put money on the card when necessary and the student will have the money they might need to cover unexpected surprises.
A prepaid Visa card has so many advantages that you should consider using it to help get past problems that you might have had in the past or use it to help you to budget money more effectively. Check out the prepaid card and see how much you can benefit from using one.

Online Bookkeeping is an Important Process for Every Business

Online Bookkeeping is an Important Process for Every Business   by Bookkeeping Services India

in Accounting   (submitted 2010-01-27)

1

vote

vote

Now a day's online bookkeeping is a necessary method to all business. If you want keep your all the transaction records so bookkeeping is help to keep your all the transaction reports. In short online bookkeeping is the recording of financial transaction. Transactions intense include sales, purchase, income, and payments by an individual or association. Online bookkeeping is frequently executed by a bookkeeper.
All the online bookkeeping procedure is generally performed by an accountant. The accountant generates reports from the recorded financial accounting transactions recorded by the bookkeeper. There are several common processes of bookkeeping include the single-entry bookkeeping system and the double-entry bookkeeping system. But at the same time as these systems may be seen as "real" bookkeeping, any procedure that involves the recording of financial accounting transactions is a bookkeeping procedure.
Online bookkeeping is also vital part of every business. Generally online bookkeeping, or remote bookkeeping, allows resource documents and data to reside in web-based applications which allow remote access for bookkeepers and accountants. All entries prepared into the online software are recorded and accumulated in a remote location. The online software can be accessed from any location in the globe and allow the bookkeeper or data entry individual to work from any location with an appropriate data communications link.
When are you preferred online bookkeeping services so you get maximum benefits for your business because a bookkeeper also recognized as an accounting clerk or accounting technician is an individual who records the day-to-day financial transactions of an associations. Also bookkeeper is generally responsible for writing the "daybooks". The daybooks intense consist of purchase, sales, receipts, and payments. The bookkeeper is dependable for ensuring all transactions are recorded in the correct daybook, supplier's ledger, customer ledger, and general ledger. Also an accountant might be prepared the income statement and balance sheet by means of the trial balance and ledgers prepared by the bookkeeper.

A Basic Guide to Redundancy

A Basic Guide to Redundancy   by Sally Nightingale

in Accounting   (submitted 2010-01-27)

0

votes

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Getting made redundant is, for most people, no fun. It usually comes as a shock, even if employees already suspected something wasn't right at their place of work. Of course, for a few people, getting made redundant is the best thing in the world and presents them with an opportunity to reinvent themselves or go off and discover the world. But assuming you are not one of those people and it has all come as a bit of a shock, here are a few tips about redundancy that just might come in useful:

The first question on every ones mind is "am I going to get any money?" The answer to this is yes if....
* You are being made redundant and being dismissed from the company and not resigning. If you are invited to leave the company by taking voluntary redundancy - this usually qualifies as a dismissal by reason of redundancy
* You have at least 2 years continuous service
* You are working under a contract of employment, which can be either written, verbal or a combination of both

So the next question is "how much am I going to get?"
This can vary enormously depending on your employer. It can range from the statutory minimum to whatever the employer has put in the contract. Whatever the payment amount, the first thing to know is that only the first £30,000 is exempt from tax. If you are lucky enough to receive any more than this then the tax man will want a share and your redundancy payment will be taxed at your highest rate.

If you are being paid the statutory minimum there are a number of factors taken into consideration. The final amount will be governed by......
* How long you have been continuously employed by your employer but with a cap of 20 years for calculating redundancy pay
* Your age and how it relates to your continuous service
* Your weekly pay but with a cap of £380 per week being the maximum allowable when calculating redundancy pay

If you are wondering what your age has got to do with all this then you should know that the final payment calculation is based upon the following....

* You will receive half a weeks pay for every full year you have worked if you are less than 22 years of age
* You will receive one weeks pay for every full year you have worked if you are more than 22 but less than 41
* You will receive one and a half weeks pay for every full year you have worked if you are over 41 years of age

But don't forget the maximum amount that can be used for your weekly pay calculations is £380, no matter if you earn more than this and the maximum length of continuous employment is capped at 20 years no matter how long you have worked for your employer.

There are a number of websites including 'DirectGov' and 'BIS' that provide ready reckoners so that you can work out how much redundancy pay you should receive. Simply follow any of the links below and then follow the simple instructions and you will end up with a final figure.

"When will I get my money?"
Your employer should make your redundancy payment on the last day you work or as soon as possible after that. If they want to make the payment later then they must discuss this with you and get your agreement. If you feel they are being unreasonable then you may be able to take them to an Employment Tribunal.

What next?
If you haven't been able to get another job straight away but are looking for work, you should be able to claim jobseeker's allowance. If you have paid enough class 1 national insurance contributions, you are eligible for contributions-based jobseeker's allowance worth £47.95 a week between the ages of 18 and 24, and £60.50 from age 25 onwards. The self-employed typically do not pay class 1 contributions so do not qualify.

Unlike most state benefits contributions-based jobseeker's allowance isn't means-tested, so any statutory redundancy payout won't affect your entitlement. But you won't receive any benefits until the period covered by any pay you received in lieu of notice has expired.

The contributions-based payout only lasts six months, after which you can claim income-based jobseeker's allowance, which is targeted at people who haven't made enough NI contributions, and is means-tested - you will receive less if you have savings over £6,000, and nothing if you have savings over £16,000.

These benefits are complicated, so visit your local job centre or go online at Job Centre Plus.

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The first thing is to try not to panic. Think about what you might say to people if asked "what do you do?" and you are not comfortable with the word "redundant". If money is your immediate concern then draw up a list of what you are spending and then look for ways to cut costs. There are plenty of tips on the internet to help you do this. Try and make sure that you have a minimum of 3 months living costs put away.

Try and stay positive and keep a routine. Get up at a regular time, look after yourself and see if you can find places where you can meet and talk with other people, so that you have regular contact with the outside world. Give yourself a bit of time to come to terms with what has happened and then be proactive in deciding what you want to do next. Whether you decide to follow the same career or try something completely new start looking for opportunities.

If you decide to become self employed make sure you find a good accountant. They will be able to give you advice about setting up your company and ensure that you pay the appropriate taxes at the lowest rates.

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eToroUSA Starts 2010 with a Dramatic Upward Leap, According to Alexa.com Statistics

eToroUSA Starts 2010 with a Dramatic Upward Leap, According to Alexa.com Statistics   by Marketing department

in Accounting   (submitted 2010-01-27)

0

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Whether the word about eToroUSA had got around during the holidays, or whether traders were saving up last year to open an account, the numbers speak for themselves. eToroUSA.com recorded a whopping 152,000 leap in page rank and an equally impressive 70% rise in the site's reach factor, as calculated by Alexa.com, just in the first trading week of 2010. The young U.S. based IB, with its groundbreaking visually designed platform, has been waiting for U.S. traders to respond the way the world's traders have already responded to the industry leading eToro platform. It seems that one week into 2010, that response is already well on its way.
"It was only a matter of time before U.S. forex traders got wind of what eToroUSA can offer them," said eToroUSA CEO, Jonathan Assia. "A simple and educational platform gives an enormous advantage to a novice trader trying to learn forex trading for the first time. At the same time, we offer experienced traders a more comfortable trading interface, a connection to a leading U.S. broker, and of course eToroUSA is regulated by the NFA. I think that it's reasonable to assume that 2010 will only keep getting better for us."
eToroUSA is the registered IB for reputable U.S. Forex dealer member FX Solutions, combining innovative trading technology and sound financial
solutions. Apart from its groundbreaking software, eToroUSA also takes a web 2.0 approach to forex trading by developing a fast growing international trading community, which can provide traders with a unique source of information, opinion and forex based discussion.
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Making more profit with forex with a Forex Bot

Making more profit with forex with a Forex Bot   by Forex Trader

in Accounting   (submitted 2010-01-27)

0

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A forex bot is an automated computer software which enables foreign currency trade without any manual intervention. Taking into consideration the personal preferences, recent trends, statistical and historical data, a forex bot can full automatic trade on your behalf and few of the recent bots even include the feature of stop loss and eliminate or reduce human errors, if any. There are a lot of websites offering the services of the great forex bot, which is nothing but your own personal robot which makes sure that you turn your investments into profitable ventures.
The USDbot is one of the websites which sell the services of a bot for a price. The idea of going for a forex bot is that, you need not have prior knowledge or experience about financial markets or trading. Everything you have to do is to download and install the setup from the site. The installation instructions are provided by the website and they even have demos and videos for beginners or users at any level.
The forex bot USDbot utilizes the neural technology and by taking into consideration the forex strategies, tries to create profits. Also, the unique feature of displaying live trade results by them, is a huge add on and a feature that will be useful to most of the traders. With an efficient chat system which is available live and also with fast response to email queries, they offer customer support efficiently throughout the trading tenure.
The reason why you should try the services of a forex bot though it comes at a cost is - instead of hiring a expert consultant or a broker and paying him daily for his help and spending a high amount of your money, forex bot is normally a onetime investment which is a hassle free, without any manual intervention, automated system which allows forex trade. Also, a bot makes sure that there is no judgmental error while trading which eliminates errors and increases the profits.
For investors who cannot pay the services of a brokerage firm and who are quite new to the forex trading market, forex bots are a boon in disguise as they are not very costly and they assist you round the clock and help you make profits from the world's largest traded market, the forex market. The major advantage of these bots is that they can make decisions in a very short time like a milisecond and make the most of the changes in the market.

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Understanding Pressure Seal Equipment

Understanding Pressure Seal Equipment   by William Gold

in Accounting   (submitted 2010-01-27)

0

votes

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Pressure Seal Equipment works by folding a special piece of paper, then using mechanical pressure to physically force the paper's pre-glued edges to bind in such a way that the paper serves as its own fully sealed envelope. Pressure Seal Equipment creates one-piece mailers of this kind that is very useful for payroll checks, blank laser checks, rebate forms, customer invoices, or anything else requiring a degree of confidentiality through the postal system. Direct mail marketing campaigns also often employ such hardware to generate promotional materials that seem very official and important.
Pressure Seal Equipment is generally more cost-effective than insertion machines or, obviously, old-fashioned folding and stuffing by hand - not to mention sealing by tongue, with the licking of pre-glued envelope flaps! Indeed, just print from your computer and feed the output through one and it's done, with nothing more to worry about. Speaking of worries, Pressure Seal Equipment virtually eliminate the risk of error such as enclosing too much or not enough of the materials to be sent by automating such routine tasks.
Entry-level Pressure Seal Equipment is epitomized by the Formax AutoSeal FD 1500, which is a tabletop machine that can create one-piece mailers for moderate-volume environments. It can process up to eighty-five documents a minute and has a monthly duty cycle of twenty thousand documents, just think of all the Blank Laser Checks. This means that machine is rated to handle no more than twenty thousand jobs a month - hence the "moderate-volume" description just given. Not that it will simply break down if used to generate more than twenty thousand mailers a month, but that the manufacturer only guarantees reliability with that level of a workload placed on it. Thus it is nicely situated between the home user and a small business, something that is economical but reliable.
Using narrow bands of pressure-sensitive adhesive to create completely secure seals that totally eliminate the need for envelopes, This technology like the FD 1500 can accept documents up to fourteen inches in height or width as well as Blank Laser Checks. The Formax 402 Series Jogger is available as an option that allows it to automatically align and square any document. It has a top-fed three-roller system to ensure smooth jam-free feeding of those documents through the hardware, and an eighteen-inch conveyor belt to keep everything in neat sequential order. A six-digit resettable counter and locking cabinet for forms set on casters round out the rich feature-set of this machine that aims to pays for itself with increased productivity and operational efficiency straight out of the box.

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