I want to buy a very cheap VCC and I can pay via MoneyBookers. Any offer? PM me or reply to this topic.
Thursday, February 11, 2010
Looking for Uploaders
Hey Guy's,
Looking for 1/2 uploaders to be a part of an movie site.
Thanks,
Ultralite.
Looking for 1/2 uploaders to be a part of an movie site.
Thanks,
Ultralite.
Posted on 10:58 PM
[WTS] Earn $1000-$3000 Per Month Guaranteed | 1-n-1 Coaching | 100% Money Back Guaranteed
Earn $1000-$3000 Per Month Guaranteed
1-n-1 Coaching
100% Money Back Guaranteed
You read it right ..
I know some blackhat/whitehat tricks to make you $1000+ Per month!
I am slamming CPA offers from last two years and I am now willing to teach you the same exact method I am following!
1-n-1 Coaching
100% Money Back Guaranteed
You read it right ..
I know some blackhat/whitehat tricks to make you $1000+ Per month!
I am slamming CPA offers from last two years and I am now willing to teach you the same exact method I am following!
Posted on 8:59 PM
[WTB] Weekly html calender template
Need someone to create a html template for a weekly calender. Paypal payment of $2. Need this done quickly.
Posted on 7:58 PM
[WTS] Over 5000 AutoBacklinking whois and DNS Sites!
Submit you new indexed site directly to a large variety of domain, whois, and DNS statistic web sites. These backlinking sites are highly visible to the major search engines and will quickly spider, aggregate, and link to your web site, many within the same day of submission. Since these domain...
Posted on 3:58 PM
What is Credit Default Swap?
What is Credit Default Swap? by FINCAD
in Accounting (submitted 2010-02-10)
0
votes
vote
A credit default swap is a contract that provides protection against credit loss on an underlying reference entity as a result of a specific credit event. A credit event is usually a default or, possibly, a credit downgrade of the entity. The reference entity may be a name, a bond, a loan, a trade receivable or some other type of liability. The buyer of a default swap pays a premium to the writer or seller in exchange for right to receive a payment should a credit event occur. In essence, the buyer is purchasing insurance.
There are two types of conditional payments. One type of payment is a predetermined fixed cash amount. The other type of payment, determined at the time of the credit event, is equal to the difference between the face value and the recovered amount of the reference entity, this payment is made either at the time of the credit event or at the maturity of the contract. There are also several variations of premium payments. The premium may be paid at inception or may be paid over time as a fixed or variable amount. A default swap with a payoff of a fixed amount is known as a binary (cash or nothing) default swap. A default swap with its premium paid at inception is also called a default put.
The value of a default swap depends not only on the credit quality of the underlying reference entity but also on the credit quality of the writer, also referred to as the counterparty. If the counterparty defaults, the buyer of a default swap will not receive any payment if a credit event occurs. We also note that the premium payments end if the counterparty defaults. Hence, the value of a default swap depends on the probability of counterparty default, probability of entity default and the correlation between them.
The recovery rate of a reference entity also plays an important role in default swap valuation. It must be handled carefully. In the case of a bond, its recovery rate can refer to a recovery rate of its principal only or to a recovery rate of both its principal and accrued interests. A recovery rate can also be deterministic or random. However, under the assumption that a recovery rate is independent of other variables, a random recovery rate can be replaced by its expected value and hence only deterministic recovery rates need to be considered.
There are two types of conditional payments. One type of payment is a predetermined fixed cash amount. The other type of payment, determined at the time of the credit event, is equal to the difference between the face value and the recovered amount of the reference entity, this payment is made either at the time of the credit event or at the maturity of the contract. There are also several variations of premium payments. The premium may be paid at inception or may be paid over time as a fixed or variable amount. A default swap with a payoff of a fixed amount is known as a binary (cash or nothing) default swap. A default swap with its premium paid at inception is also called a default put.
The value of a default swap depends not only on the credit quality of the underlying reference entity but also on the credit quality of the writer, also referred to as the counterparty. If the counterparty defaults, the buyer of a default swap will not receive any payment if a credit event occurs. We also note that the premium payments end if the counterparty defaults. Hence, the value of a default swap depends on the probability of counterparty default, probability of entity default and the correlation between them.
The recovery rate of a reference entity also plays an important role in default swap valuation. It must be handled carefully. In the case of a bond, its recovery rate can refer to a recovery rate of its principal only or to a recovery rate of both its principal and accrued interests. A recovery rate can also be deterministic or random. However, under the assumption that a recovery rate is independent of other variables, a random recovery rate can be replaced by its expected value and hence only deterministic recovery rates need to be considered.
Posted on 1:58 PM
Asset-Backed Credit Default Swaps
Asset-Backed Credit Default Swaps by FINCAD
in Accounting (submitted 2010-02-10)
0
votes
vote
An asset-backed credit default swap (ABCDS), also known as a CDS on an asset-backed security (CDS on ABS) and ABS credit default swap (ABS CDS), is a credit default swap in which the reference obligation is an asset-backed security. An ABCDS can be used to transform the credit risk away from a ABS and can also be used to short the credit risk of an ABS. On the other hand, an investor can purchase the cash ABS and buy protection and earn the difference between the cash bond spread received and ABCDS premium paid. An ABCDS has several features that a CDS does not have:
For an ABCDS, both prepayment uncertainty and principal write-downs change the notional of the underlying ABS. We assume that these uncertaintites are known and given by a prepayment fraction curve.
If the underlying entity defaults, the protection seller would pay to the protection buyer, where is the default time, is the notional at time , and is the recovery rate.
The premium payments can be calculated similar to CDS except that the notional is replaced with the outstanding notional.
- Prepayment uncertainty. An ABS can be prepaid when the underlying assets are prepaid.
- Principal write-downs. This can happen if losses on the underlying assets exceed available credit enhancement or principal payments are used to pay any interest shortfall.
- Pay-as-you-go (PAUG) settlement. PAUG is popular in United States. It is designed to mirror the cash flows on the underlying reference obligation. The protection seller pays any write-downs and principal or interest shortfalls experienced by the reference obligation. However, Pay-As-You-Go ABCDS is not considered in this document.
For an ABCDS, both prepayment uncertainty and principal write-downs change the notional of the underlying ABS. We assume that these uncertaintites are known and given by a prepayment fraction curve.
If the underlying entity defaults, the protection seller would pay to the protection buyer, where is the default time, is the notional at time , and is the recovery rate.
The premium payments can be calculated similar to CDS except that the notional is replaced with the outstanding notional.
Posted on 12:58 PM
Do you have cpa accounts ? i will give u 20% , all work done by me.
Hi ,
If anyone have cpa accounts that have dating offers
contact me here so we can discuss:
yahoo/msn : technoankit
gtalk : ankit.spd@gmail.com
aim : technoankit@yahoo.com
PS : I will need access to that account.
If anyone have cpa accounts that have dating offers
contact me here so we can discuss:
yahoo/msn : technoankit
gtalk : ankit.spd@gmail.com
aim : technoankit@yahoo.com
PS : I will need access to that account.
Posted on 12:58 PM
The Newest Bookkeeping Trends For 2010
The Newest Bookkeeping Trends For 2010 by Loretta Valero-Smith
in Accounting (submitted 2010-02-10)
0
votes
vote
The days when bookkeeping meant laboriously writing down columns of numbers, adding them up, and then going back to find the mistakes when the numbers didn't match are long gone. These days even the smallest company makes use of computers in one way or another in order to keep the books. But companies are also discovering that there are many ways to exploit computers in the Bookkeeping process, and Internet technology is opening up new possibilities.
There is no shortage of software designed to help a company do the bookkeeping, but the sophistication of the software varies. Any software will keep the accounts in order, but bookkeeping software can increasingly go much further.
Current trends in Bookkeeping software are placing far more emphasis on visual presentation and ease of use, they are no longer tied to rigid entry forms and standard reports. Data entry may be done using spreadsheet like forms for bulk data entry, and wizards may be used to guide new users step by step as they learn the procedures. Document output such as reports, invoices and orders may be tailored to a custom style inserting the company logo into prepared graphical templates in order to add a professional quality look to the documents.
Bookkeeping software is increasingly adding functionality to help with marketing, such as selective bulk emailing. For example, if a product is due to be phased out then the bookkeeping records can be used to send an advisory note with alternative product suggestions to all customers who have previously purchased the discontinued item.
Another feature that is becoming popular in Bookkeeping systems is the possibility of attaching other documents. Specifications, work reports, photographs and other documentation may be associated with invoices or orders, it makes the bookkeeping system a complete reference center for all jobs undertaken. Having all the relevant information to hand makes it easier for bookkeepers to resolve issues when problems are raised.
Yet despite all the advances in bookkeeping software, companies are increasingly looking at outsourcing for their bookkeeping needs. An in house system requires that the company maintains an efficient computer system, upgrades the software, provides a backup system, and staff must be fully trained in using all aspects of the system.
Outsourcing use to be synonymous with remote. There was a lot of faxing, phone calls, and confusion. Companies often had an overall sensation that they did not really know what was going on. The Internet is changing all that. By providing online web interfaces, users of outsourced Bookkeeping services can access and manipulate company information with the same ease as an internal system, and they can access it from anywhere.
By using outsourced Bookkeeping services companies don't need to worry about maintaining the software and the computers it runs on. But they have the advantage that there are bookkeeping experts on the other side, helping them keep it in order, providing technical support, and ready to undertake any tasks they don't want to do themselves.
There is no shortage of software designed to help a company do the bookkeeping, but the sophistication of the software varies. Any software will keep the accounts in order, but bookkeeping software can increasingly go much further.
Current trends in Bookkeeping software are placing far more emphasis on visual presentation and ease of use, they are no longer tied to rigid entry forms and standard reports. Data entry may be done using spreadsheet like forms for bulk data entry, and wizards may be used to guide new users step by step as they learn the procedures. Document output such as reports, invoices and orders may be tailored to a custom style inserting the company logo into prepared graphical templates in order to add a professional quality look to the documents.
Bookkeeping software is increasingly adding functionality to help with marketing, such as selective bulk emailing. For example, if a product is due to be phased out then the bookkeeping records can be used to send an advisory note with alternative product suggestions to all customers who have previously purchased the discontinued item.
Another feature that is becoming popular in Bookkeeping systems is the possibility of attaching other documents. Specifications, work reports, photographs and other documentation may be associated with invoices or orders, it makes the bookkeeping system a complete reference center for all jobs undertaken. Having all the relevant information to hand makes it easier for bookkeepers to resolve issues when problems are raised.
Yet despite all the advances in bookkeeping software, companies are increasingly looking at outsourcing for their bookkeeping needs. An in house system requires that the company maintains an efficient computer system, upgrades the software, provides a backup system, and staff must be fully trained in using all aspects of the system.
Outsourcing use to be synonymous with remote. There was a lot of faxing, phone calls, and confusion. Companies often had an overall sensation that they did not really know what was going on. The Internet is changing all that. By providing online web interfaces, users of outsourced Bookkeeping services can access and manipulate company information with the same ease as an internal system, and they can access it from anywhere.
By using outsourced Bookkeeping services companies don't need to worry about maintaining the software and the computers it runs on. But they have the advantage that there are bookkeeping experts on the other side, helping them keep it in order, providing technical support, and ready to undertake any tasks they don't want to do themselves.
Posted on 11:58 AM
[WTB] Old Google API account for $$$
Hello,
i want to build web application using the old google search api. not google ajax search.
if you have the old google search api and want to give it to me, i will pay $$.
Thanks in advance.
i want to build web application using the old google search api. not google ajax search.
if you have the old google search api and want to give it to me, i will pay $$.
Thanks in advance.
Posted on 11:58 AM
Understanding Merchant services
Understanding Merchant services by DataInformationcenter
in Accounting (submitted 2010-02-10)
0
votes
vote
As a typical business term used in the US, Merchant Services describes those institutions offering a diverse range of financial services to businesses.
The most common of these services is providing a merchant account to a business or facilities like credit card processing. Usually there is a nominal monthly charge and a transactional fee. Often times a merchant services company will give a slightly lowered cost to a client who applies for both - a merchant account and card processing services from them.
The sheer convenience of using credit cards has really changed the way customers do their shopping. Business owners have cognizant of this and wish to provide their customers with the smoothest possible shopping experience. This means introducing newer ways and means of easing their shopping experience. Merchant service companies are proving to be rather helpful as they provide services like:-
1. Processing payments of Credit & Debit Cards
2. Provision of Payment gateways
3. Clearance of cheques and drafts
4. Direct mail and/or Email marketing
5. Cheque guarantees and related conversion services
Credit card processing is of course the most commonly used service by most businesses. How it works is that the merchant services provider has a contract with the business for facilitating transactions on credit and debit cards as well as processing their payments. Credit card processing rates could either be a flat fee or a percentage of the total amount of all transactions done in the contract period. Sometimes it could be combination of both. Merchant services will also provide the business with point of sale terminals or credit card processing machines on rent.
Another form of credit card transaction is when you have store-specific cards. Typically two types of cards are issued by a store to a consumer. One is a gift card where a customer purchases store credit for which a card is issued to the value desired. The other card is a store branded credit card. Here the department store or retail chain partners with a credit provider and the use of this card in the partnered store or retail chain will extend benefits to clients like discounts or even free stuff.
The most common of these services is providing a merchant account to a business or facilities like credit card processing. Usually there is a nominal monthly charge and a transactional fee. Often times a merchant services company will give a slightly lowered cost to a client who applies for both - a merchant account and card processing services from them.
The sheer convenience of using credit cards has really changed the way customers do their shopping. Business owners have cognizant of this and wish to provide their customers with the smoothest possible shopping experience. This means introducing newer ways and means of easing their shopping experience. Merchant service companies are proving to be rather helpful as they provide services like:-
1. Processing payments of Credit & Debit Cards
2. Provision of Payment gateways
3. Clearance of cheques and drafts
4. Direct mail and/or Email marketing
5. Cheque guarantees and related conversion services
Credit card processing is of course the most commonly used service by most businesses. How it works is that the merchant services provider has a contract with the business for facilitating transactions on credit and debit cards as well as processing their payments. Credit card processing rates could either be a flat fee or a percentage of the total amount of all transactions done in the contract period. Sometimes it could be combination of both. Merchant services will also provide the business with point of sale terminals or credit card processing machines on rent.
Another form of credit card transaction is when you have store-specific cards. Typically two types of cards are issued by a store to a consumer. One is a gift card where a customer purchases store credit for which a card is issued to the value desired. The other card is a store branded credit card. Here the department store or retail chain partners with a credit provider and the use of this card in the partnered store or retail chain will extend benefits to clients like discounts or even free stuff.
Posted on 9:58 AM
[WTS] I'm selling the 100% Authentic Ralph Lauren Shirts that was sold on my shirts.
I'm selling the 100% Authentic Ralph Lauren Shirts that was sold on my shirts.
Since I do not run the site anymore I need to sell all the shirts I own.
Shirts are 100% authentic ralph lauren polo shirts.
I'll only ship to USA and the price is $45/shirt. 24minimum order.
please PM me.
Since I do not run the site anymore I need to sell all the shirts I own.
Shirts are 100% authentic ralph lauren polo shirts.
I'll only ship to USA and the price is $45/shirt. 24minimum order.
please PM me.
Posted on 9:58 AM
Merchant Services and Business
Merchant Services and Business by DataInformationcenter
in Accounting (submitted 2010-02-10)
0
votes
vote
Merchant Services is used to describe those institutions which offer a broad category of financial products and services specifically to businesses like a merchant account or the most common one which is the facilitation of transactions by credit cards or debit cards.
In a typical purchasing scenario, a customer visits a retailer or store to make a purchase. The payment is made by swiping the credit card in through a point of sale terminal also referred to as credit card processing machines. Post this the machine emits a two pieces of paper - one which is the merchant copy which will be signed by the customer and produced by the merchant as proof of purchase when he has to collect payment from the facilitating bank/financial institution. The second copy is the customer copy which is given to the customer for his record of making the purchase.
Credit card processing continues to be the most popularly used service. Usually the company providing the service has a contract with a business for processing all the credit card payment through its network. To facilitate the ease of the transactions, the company provides the business with credit card machines (also known as point of sale terminals) at a nominal fee (credit card processing rates). Or it could also charge a combination of a lowered flat fee along with a percentage of the amount received from the credit card transactions carried out over the course of the month.
A huge majority of establishments have started to offer their customers the advantage of paying for their shopping via credit and debit cards. Not only does this give the customer the convenience of shopping without carrying wads of cash but it might also indulge in additional purchases which they had not initially contemplated which is always welcomed by the store. After all this means additional revenue for them. Merchant services credit card processing.
As a business owner it makes sense to do extensive research into the various merchant services companies out there. There many plans and deals offered by these companies and there is diverse variety of choice for a business owner.
In a typical purchasing scenario, a customer visits a retailer or store to make a purchase. The payment is made by swiping the credit card in through a point of sale terminal also referred to as credit card processing machines. Post this the machine emits a two pieces of paper - one which is the merchant copy which will be signed by the customer and produced by the merchant as proof of purchase when he has to collect payment from the facilitating bank/financial institution. The second copy is the customer copy which is given to the customer for his record of making the purchase.
Credit card processing continues to be the most popularly used service. Usually the company providing the service has a contract with a business for processing all the credit card payment through its network. To facilitate the ease of the transactions, the company provides the business with credit card machines (also known as point of sale terminals) at a nominal fee (credit card processing rates). Or it could also charge a combination of a lowered flat fee along with a percentage of the amount received from the credit card transactions carried out over the course of the month.
A huge majority of establishments have started to offer their customers the advantage of paying for their shopping via credit and debit cards. Not only does this give the customer the convenience of shopping without carrying wads of cash but it might also indulge in additional purchases which they had not initially contemplated which is always welcomed by the store. After all this means additional revenue for them. Merchant services credit card processing.
As a business owner it makes sense to do extensive research into the various merchant services companies out there. There many plans and deals offered by these companies and there is diverse variety of choice for a business owner.
Posted on 8:58 AM
[WTS] $1 Banner Placement for the rest of Feb.
$1.00 gets your ad posted at this brand new site, that started with nearly 500 unique hits its second day. This is for ad space on either the homepage or search results page of: BananaWire.net (http://www.BananaWire.net). The ad will run until March first. *The ad may be a Leaderboard or Standard...
Posted on 8:58 AM
[WTS] Rapidshare Premium Account's 5$!!!!
I am selling 1 month Rapidshare Premium account's 5$ for each!!
Account's that i`m selling are generated by points!
Here is a screenshot for verification!
*Secured : *
Image: http://pic1.raidpic.com/K2bqvV3wpc.png
*Unsecured : *
Image: http://pic1.raidpic.com/FpBbzJt7dC.png
I accept...
Account's that i`m selling are generated by points!
Here is a screenshot for verification!
*Secured : *
Image: http://pic1.raidpic.com/K2bqvV3wpc.png
*Unsecured : *
Image: http://pic1.raidpic.com/FpBbzJt7dC.png
I accept...
Posted on 7:58 AM
Is Outsourcing Online Bookkeeping Services Beneficial?
Is Outsourcing Online Bookkeeping Services Beneficial? by Hi-Tech Bookkeeping Services
in Accounting (submitted 2010-02-10)
1
vote
vote
Bookkeeping is the procedure of identifying, measuring and communicating financial information so that a user of the information may make informed on financial judgments and decisions based on it. Bookkeeping is the scale of measurement of financial transactions, which are transfers of legal property rights made under contractual dealings. Non-financial transactions are purposely excluded due to conservatism and materiality values. Such economic information is mainly used by lenders, managers, investors, tax authorities and other decision-makers to make resource allocation decision.
An online bookkeeping service has become an essential for smooth implementation and suitable monitoring of any professional business. It is becoming popular these days among different industries, insurance, retail, pharmaceutical, banking and other business sectors. It not only saves precious resources but also increases the efficiency of the concerned business. As every business engages accounting, bookkeeping, payroll and tax preparation, not everybody can manage in-house departments for keeping the same up to date. Here online accounting and bookkeeping services assists as it can be outsourced at affordable costs.
Businesses do not need to set up separate accounts departments for day to day accounts performance and tax preparation. Online bookkeeping services can easily accomplish all your accounting requirements in reasonable prices. It provides the efficient, reliable and accurate financial records and data. These records and data can be very helpful in preparation of accurate economic plan and getting the competitive advantages.
The main advantages of online services are accuracy, cost effectiveness and well organized records. They make sure the maximum quality standards and provide maximum peace of mind. Generally all of these services provide online support in case of any difficulty.
The only information that we have to look into is the cost effectiveness, efficiency of these online service providers. First we have to look into portfolio of these service providers to get the best one. What we would recommend is that try an online bookkeeping service provider for some time then based on the service and support, decide on the online bookkeeping service provider.
So, list down your requirements before you go ahead. Choose your online bookkeeping service provider and I am definite you will have a great bookkeeping experience.
An online bookkeeping service has become an essential for smooth implementation and suitable monitoring of any professional business. It is becoming popular these days among different industries, insurance, retail, pharmaceutical, banking and other business sectors. It not only saves precious resources but also increases the efficiency of the concerned business. As every business engages accounting, bookkeeping, payroll and tax preparation, not everybody can manage in-house departments for keeping the same up to date. Here online accounting and bookkeeping services assists as it can be outsourced at affordable costs.
Businesses do not need to set up separate accounts departments for day to day accounts performance and tax preparation. Online bookkeeping services can easily accomplish all your accounting requirements in reasonable prices. It provides the efficient, reliable and accurate financial records and data. These records and data can be very helpful in preparation of accurate economic plan and getting the competitive advantages.
The main advantages of online services are accuracy, cost effectiveness and well organized records. They make sure the maximum quality standards and provide maximum peace of mind. Generally all of these services provide online support in case of any difficulty.
The only information that we have to look into is the cost effectiveness, efficiency of these online service providers. First we have to look into portfolio of these service providers to get the best one. What we would recommend is that try an online bookkeeping service provider for some time then based on the service and support, decide on the online bookkeeping service provider.
So, list down your requirements before you go ahead. Choose your online bookkeeping service provider and I am definite you will have a great bookkeeping experience.
Posted on 7:58 AM
[WTB] Way on Making $100s a day !
If you are newbie and want to make money online with no startup cost, so this is for you.
I’m here just want to share this working method that can produce some income for the newbies. I just want to share with you how the way newbie can make even more than $100 a day with no cost. If you are...
I’m here just want to share this working method that can produce some income for the newbies. I just want to share with you how the way newbie can make even more than $100 a day with no cost. If you are...
Posted on 6:58 AM
[WTB] Looking for user with Fast Net Speed + Online A lot! - Paying $!
I'm looking for a user who has extremely fast net speed to help me download + do some very small manual work, it's basically just downloading and uploading :)
Prefer in Australia for similar timezones :) but if not, it's ok.
I'm willing to pay via Paypal!
PM me if interested.
Prefer in Australia for similar timezones :) but if not, it's ok.
I'm willing to pay via Paypal!
PM me if interested.
Posted on 12:58 AM
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