Accessing business banking products is proving an increasingly difficult task, according to a new study.UK businesses continue to have problems accessing business credit cards and other business banking products, new research indicates.

Figures released by the British Chambers of Commerce (BCC) show that one-third (33 per cent) of firms claimed that obtaining finance had become more difficult over the past three months, a rise from the 20 per cent who felt this way when questioned in June.

Just three per cent claim that access to business finance products and services has risen, down from the six per cent who felt this way five months ago.

David Frost, director general of the BCC, stated: "Our latest survey results show that the biggest issue facing British businesses is still demand for products and services. This means that any economic recovery is still fragile."

He added that despite the "huge sums" that have been put into quantitative easing, not enough of this is reaching small and medium-sized firms to help them "invest for future success".

However, organisations on the lookout for business credit cards, current accounts and other products could be interested in recent claims by the Lloyds Banking Group that it will look to do more to make finance deals available to business customers.